
Using a reliable freight factoring company like Trucker Path InstPay is a great option for owner-operators to better manage their cash flow. However, not all factoring companies are created equal. Here are five things that make InstaPay the best freight factoring company for you.
Our non-recourse factoring means we assume liability to collect from your clients. We pay you for your invoices and we assume the risk to collect, not you. Choosing to factor with our factoring company allows you to operate risk-free and focus on running your business of hauling loads. Send us your bill of lading and rate confirmation right after you haul and we’ll get you paid!
It’s all in our factoring company name. With InstaPay, you no longer have to wait 30 or more days before getting paid by your clients. Our factoring company pays you within a day after hauling a load. it’s instant!
Our factoring company charges a one-time, flat rate which means there’s only a one-time charge of a small percentage of the invoice total. There are no hidden costs and you won’t be charged for ridiculous factoring fees that other factoring companies will.
We even offer a special rate on your first load and discounts for referring friends who want to use a freight factoring company like InstaPay as well!
There are no contracts or commitments with InstaPay, just a short list or terms to agree to. We don’t require you to factor with us for a specific amount of time or require a minimum volume. There is no fine print to worry about. We pride ourselves on being completely transparent.
You’ll never be forced to factor a specific volume or length of terms. Factor on your terms and use InstaPay anytime you want.
We know how busy you can be, especially when you’re always on the road. Factoring with InstaPay is easy to set up and even easier to use. Our user-friendly Truckloads app allows you to take pictures of your documents and send them right from your phone.
Don’t let your cash flow become an issue. Signing up with our factoring company is a breeze and you can get paid in a day! So what are you waiting for?
[button text=”Sign Up For InstaPay” href=”https://www.getinstapay.com” width=”250px”]



Trucker Spotlight - Maggie Jessop <em>The Trucker Spotlight series explores the lives of truckers and their journey to make a difference in their industry. We interview different truck drivers to understand some life lessons that make them who they are today. We also learn more about their motivations, and the problems that they encounter on the job. We also tackle how Trucker Path's solutions helped them with what they do. The information that they provide helps inform other people who are looking to delve into the trucking world.</em>
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[img src="https://truckerpath.com/uploads/2020/07/maggie3.jpeg" alt=""]
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Today we are putting the spotlight on <strong>Maggie</strong>, who's a trucker and a blogger. She's a mother of eight kids (six sons, two daughters). She taught high school language arts over 20 years time while simultaneously managing a sewing manufacturing company. When her children grew up, she felt the need to learn something new so she wouldn’t get too old too fast. Let's get to know more about Maggie and her colorful story.
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<h3><strong>How long have you been trucking?</strong></h3>
I got my CDL when I was 52 years old and have been driving for 3.5 years.
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[img src="https://truckerpath.com/uploads/2020/07/maggie5.jpeg" alt=""]
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<h3><strong>What made you decide to be a trucker?</strong></h3>
I went into trucking mainly to improve my circumstances financially. My previous work experience had been in school, office, and warehouse and I excelled in domestic skills like cooking, sewing, and child care. I got really tired of lady wages. It’s a struggle to make a living unless you’re a rock star, movie actor, or have a string of abbreviations following your name. Trucking was a whole new ballgame with strange new terminology and monster trucks and a terrifying and dangerous environment but it tripled my income.
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[img src="https://truckerpath.com/uploads/2020/07/maggie2.jpeg" alt=""]
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<h3><strong>Are there times of loneliness while driving? How do you deal with it?</strong></h3>
Trucking can be boring and lonely if I let it be. I use my solitaire hours to think up ideas and write books in my head. During mandatory rest breaks, I write. So far, I have published two full size memoirs, two children’s books, and fifteen low content books like coloring books, notebooks, sketchbooks, and journals. Trucking and writing make a great team! Rest breaks are too long. I only need seven hours of sleep.
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<h3><strong>What made you start a blog? Any chance you'll start your Youtube channel soon? Any plans of being a CDL Instructor?</strong></h3>
I keep busy driving 60+ hours per week driving over 3,000 miles. I keep a blog called <a href="https://teachertailortrucker.com/">Teacher Tailor Trucker</a>. I am getting ready to publish my third memoir called Stranger in a Strange Land. My fourth memoir comes next and is called Search for the Highroad. It tells the story of my trucking life. I also put out new children’s books every few months. I am also planning to create a YouTube channel. I invested in a home recording studio and plan to record songs, contract voiceover work, and record audiobooks.
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I plan to keep trucking until I can match my income as an author and voiceover artist. Since I have teaching experience, I’m sure I could be a CDL instructor, but my other plans will likely take precedence.
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[img src="https://truckerpath.com/uploads/2020/07/maggie4.jpeg" alt=""]
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<h3><strong>What are your trucking pet peeves?</strong></h3>
My pet peeve in trucking is when little car drivers get too close and then want to cuss out the big rig drivers. Car drivers don’t seem to understand that a semi truck and trailer is over 70’ long and weighs 80,000 pounds when loaded. They take much longer to slow down safely. Cars beware! I try to be patient because I was once a little car myself, but sometimes I have to slam breaks and lay on the train horn to get their attention.
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<h3><strong>Could you identify the current pain points in the trucking industry? And maybe some suggestions on how to fix them?</strong></h3>
When I went to CDL school, trucking seemed to be a male dominated industry. I got yelled at, cussed out, made fun of, and told I was waaay too ladylike and persnickety. “You don’t belong in this industry!” they said.
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They said I would get run over because I’m too nice. They said I’d get taken advantage of by the rough characters in the industry. They said I’d never make it and would give up when I finally realized I was out of my element.
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I replied that just because I work like a man doesn’t mean I have to look like a man or act like a man. I said there’s no law in the universe that says truck drivers have to be fat and filthy and foul mouthed and illiterate. I told the naysayers, “I’m not leaving the trucking industry until I make it better.”
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I’m still here. I am a professional driver. I have never had serious trouble on the road. Other drivers treat me with respect. If I ever break down, it’s not hard to find a decent truck driver to help me out. I’ve been treated better by truck drivers than I have by professional office people.
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As a solo driver, I can control my own environment. I can choose my hours, dress how I please, eat how I please, listen to what I please. I keep my truck clean and I exercise every morning. I work hard and wear a dress because I’m a lady.
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I mentioned one pet peeve, but the most unsavory thing about trucking that I’ve ever known is the rudeness and indifference that truckers deal with at shippers and receivers. Office and warehouse workers often treat truckers like they’re on the bottom of the totem pole. I don’t think there should be a totem pole. I believe that all of us should treat the rest of us with respect.
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Those who have never been a truck driver have no clue what truck drivers deal with. I sure wasn’t aware before I became a driver. My respect has grown by leaps and bounds. Think about it. Every single thing you eat, drink, wear, or use in your home or business came from a truck. The Good Lord provided and a Trucker delivered.
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[img src="https://truckerpath.com/uploads/2020/07/maggie6.jpeg" alt=""]
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<h3><strong>Where can we read some of your stories on the road?</strong></h3>
Here are some of my blog posts where I share thoughts and experiences about life on the road.
My writing is more on the light side with a humorous approach to life while informing my audience of real life experience. Mine are not the norm but hey, if I can get one smile, it’s worth it.
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<a href="https://teachertailortrucker.com/blonde-moments/">https://teachertailortrucker.com/blonde-moments/</a>
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<a href="https://teachertailortrucker.com/mama-truckers/">https://teachertailortrucker.com/mama-truckers/</a>
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<a href="https://teachertailortrucker.com/triple-trucker-trouble/">https://teachertailortrucker.com/triple-trucker-trouble/</a>
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<a href="https://teachertailortrucker.com/hug-a-trucker-day/">https://teachertailortrucker.com/hug-a-trucker-day/</a>
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<h4>By Aldous Aldwin</h4>
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Truckers Sentiments on Updated HOS Rules
[p]As the new HOS Rules have been updated, <a href="http://www.truckerpath.com">Trucker Path</a> users have brought in mixed comments via it’s in-app forum. Here are some of the comments we gathered from our users.
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[img src="https://truckerpath.com/uploads/2020/11/trucker-2946821_640.jpg" alt=""]
[p]Some users welcomed the idea, like DANZ63. He said <em>“Experiencing the new 30 minute break allowed including the on time duty into it. Honestly, the 30 minute break should be removed completely because it’s really no break at all because it completes the break while I didnt even intend to take a break. Also my pre trip doesn’t even start my day, which can actually be beneficial.”</em>[/p]
[p]User, Tachyon said that <em>“This benefits owner operators and fleet owners by giving them greater flexibility. The seventy hour clock should have increased to allow employees the opportunity to make more money to justify the additional fatigue this is likely to cause.”</em>[/p]
[p]<em>“I think it’s a good change and the first in a decade that will actually mitigate driving fatigue. Forcing a driver to take 10 hrs in one sitting does not necessarily reduce his fatigue. Everyone is different. A full 10 hours make me more tired sometimes!”</em> said user Tarzammond.[/p]
[p]All good, said user Shuttleman. <em>“I’m good with it. I’ve been doing ELD’s. For 15 years I did all the whining back then and didn't do any good so I just got used to it, worked with it. Just hang in there a few years, all of this will be water under the bridge and life will go on.”</em>[/p]
[p]While there is a mix of feedback. The common denominator is the request to remove the 14-hour rule altogether. [/p]
[p]<em>“Glad to see the first step in a good direction, but the 14hr day is a huge hindrance. Like when last week, I spent 5.5hrs waiting to get loaded just chipped away at my drive time. Extended delivery to another day, turning 2-day delivery into 3 days.”</em> Another one stated.[/p]
[p]8sEx4eCoSP said, <em>“I just wish they would drop the 14-hour rule. I think that’s why there are more mistakes being made because we don’t have a long enough time to actually get a shower or take a nap or like some of us take the time out to eat right and not so much on the go. Plus some of us only need 6 to 7 hours of sleep and we’re rested. And there’s a lot of us that always take a break more than 30 minutes a day anyway if we get the chance to. But with this 14-hour rule, it hinders all of us.”</em>[/p]
[p]OpClgdA9Jc was also not in favor of the 14-hour rule. <em>“Like with anything, it has its pros and cons. The 14-hour rule is the problem if they’re not going to get rid of it, they should at least make it 16 like in Canada.”</em>[/p]
[p]Even though one user was okay with the change, he still had something to say about the 14-hour rule. <em>“I’m in favor of the change. But they should scrap the 14 hour rule. I mean no driver likes it and it hurts drivers on making appointments.”</em>[/p]
[p]<strong>Conclusion </strong>[/p]
[p]While most of the truckers were in favor of the said changes and the added flexibility in schedule, there were also some that pointed out the need to remove the core 14-hour rule. The updated rules have been in place for more than a month now and gathering of public feedback is now over. The FMCSA has yet to give an update based on the feedback gathered but as one commentator said, life goes on.[/p]
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[img src="https://truckerpath.com/uploads/2020/09/hos2.jpeg" alt=""]
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[p][b]By Trucker Path[/b][/p]
HAZMAT Transportation [p]Understand the requirements of HAZMAT transportation and how truck drivers can avoid violations.[/p]
[h2]HAZMAT Transportation[/h2]
[p]HAZMAT transportation can be lucrative for carriers but it requires understanding common Department of Transportation violations and how to avoid them in regards to hazardous materials.[/p]
[p]HAZMAT transportation can be extremely dangerous for truck drivers which is why it typically pays at a higher rate. To enforce regulations and promote the safety of HAZMAT transportation, the FMCSA conducts over 154,000 annual roadside inspections, with an estimated 35,000 DOT HAZMAT violations reported. That's nearly 23 percent of inspections resulting in a violation![/p]
[h2]Most Common Violations of HAZMAT Regulations [/h2]
[ul]
[li]No Copy of USDOT hazardous materials registration number (8.1 %)[/li]
[li]Package not secure in vehicle (7.6 %)[/li]
[li]Placard damaged, deteriorated or obscured (6.9 %)[/li]
[li]Vehicle not placarded as required (5.9 %)[/li]
[li]No Shipping papers (5.1 %)[/li]
[li]Shipping paper accessibility (4.7 %)[/li]
[li]Emergency response information missing (4.5 %)[/li]
[li]Failure to provide carrier required placards (4.4 %)[/li]
[li]Offering a hazardous material without preparing a shipping paper (3.0 %)[/li]
[li]No placards or marking when required (2.9 %)[/li]
[/ul]
[p]Want to obtain a HAZMAT endorsement on your CDL and potentially earn more with HAZMAT transportation?[/p]
[button-white href="https://truckerpath.com/blog/hazmat-endorsement/"]Here's How![/button-white]
[img src="/uploads/2017/06/hazmat-GHS.jpg"]
[p]GHS Transport Pictograms Cheat Sheet for hazardous materials from [a href="http://globalchemicalresources.com/"]Global Chemical Resources[/a].[/p]